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By Greg Artim There is, and the law actually applies to more than just vehicles. It is called the Magnuson-Moss Warranty Act. The Magnuson-Moss Warranty Act protects consumers who purchase any product that costs over $25 and comes with a written warranty. That is a pretty big field if you think about it. This article, however, is going to focus only on the Act as it applies to personal use motor vehicles. As you may be aware, many states have vehicle lemon laws in place to protect consumers of new vehicles which turn out to be defective. These lemon laws are typically very consumer friendly, but they do have some specific criteria that must be met in order to bring a claim. Each state is different, but as a general statement, many state vehicle lemon laws set forth that the vehicles defect must occur within the first 12,000 miles of the vehicles use. What happens if the defect first arises at 12001 miles? In many instances, the consumer cannot pursue a state lemon law based claim. We would all agree that isnt fair, right? The consumer should not be left without a remedy if his vehicle exhibits a defect that occurred under the manufacturers warranty but after an arbitrary mileage figure. This is where the federal lemon law (the Magnuson-Moss Warranty Act) comes in. The Magnuson-Moss Act is much broader than the state vehicle lemon laws, and affords nearly identical protections. The Act does not have mileage limitations, and can apply to “used” vehicles as well. (Most state lemon laws apply only to new motor vehicles). Note: The Act will only apply to used vehicles that have warranty on them at the time of the defect. Similar to many state lemon laws, the Act provides for a refund or free replacement of the defective product, and further provides for recovery of all associated costs including Attorney fees for bringing such a claim. For that reason, this Act is often used as a catch-all when Attorneys file state vehicle lemon law claims. In summary, in the event that you have a defective motor vehicle, but cannot file a state lemon law claim, there is a federal lemon law that will protect you and your interests. Greg Artim is an Attorney based in Pittsburgh Pennsylvania. He handles Lemon Law and Breach of Warranty matters in all of Pennsylvania. Visit his website at http://www.ihatethislemon.com Article Source: http://EzineArticles.com/?expert=Greg_Artim http://EzineArticles.com/?Is-There-A-Federal-Lemon-Law-That-Covers-My-Vehicle?&id=438422 international loan lenders that gives out personal loans to carribbean people payday advance to checking account online loan sources payday loans george mcgovern wall street journal

By Andrew Caxton A bridge is a great addition to your backyard, if there is room enough for one. This will give your backyard a special touch that will add visual beauty and interest to your backyard. If you have room in your backyard, there are a great deal of decorating schemes that will enable you to add a bridge into the lawn and it may even be easier than you think! Bridge and Pond Landscaping Installing a backyard pond will instantly create a place where you can relax and enjoy life. If you build the pond close to your patio deck, you can add a bridge to help you cross the pond to the yard or patio. This will add a touch of elegance and beauty to any backyard. Do It Yourself or Not? There are two options that you can consider to have a backyard bridge. You can choose to hire someone to build it and install it or you may find that you can build it yourself. Hiring someone may be costly, but doing it yourself can save you money and can give you a great deal of pride. A Footbridge In Your Backyard If you want to build a pathway to your garden or deck and that crosses a pond, there will be some supplies that you need. The commonly used supplies include nails, lumber, and an active imagination. You will first need to determine what shape bridge that you want and then you can design the length and shape that will help to enhance and work functionally for your particular area. Designing Your Pond When you begin designing your pond area, you can start by marking out the shape of your pond. After you have the shape and area that you desire, you will want to begin digging the pond area. It will be necessary to dig approximately three inches deeper than the depth of your pond. The most common depth is around 20 inches. Remove the Debris Make sure that you get rid of any roots, debris, or other sharp objects that may punch a hole in the liner of the pond. You also need to ensure that the pond hole is level or it could make the pond look uneven when you place water into it. The Pond Bottom Before you install the liner into the bottom of your hole, you need to use sand to line the hole. It serves several purposes, including keeping the liner firmly in place and serving as a protective barrier for your liner. You may need to remove the excess parts of the liner by cutting it to make it easier to place, but be sure that there is enough liner remaining to fill the hole completely, including the edges. Another handy tip is to allow the liner to sit in the sun to warm up before it is used in the hole to make it more pliable and simpler to stretch. Finishing Touches Now that your landscaping is ready for the bridge installation, you need to use some rocks to surround the ponds edges to help add some interest and visual appeal to your pond and bridge. Securely install the bridge and ensure is in the right place. Now you are on your way to enjoying! Andrew Caxton is the author and editor of many resources published at http://www.lawn-mowers-and-garden-tractors.com . A website with tips on lawn care at landscaping Article Source: http://EzineArticles.com/?expert=Andrew_Caxton http://EzineArticles.com/?Pathway-to-Beauty&id=419931 payday cash link baton rouge online car loan application personal unsecured loan bad credit search pay day loans prior lake mn

By [http://ezinearticles.com/?expert=David_Betz] David Betz Any problem in your neck is potentially serious because it connects your head to your body, and the structures within it are necessary for life. Cervical stenosis occurs when the spinal cord or spinal nerves are compressed due to narrowing in the seven vertebrae in your neck. When we use the term, cervical stenosis, we are usually talking about degenerative changes that cause narrowing, such as arthritis. Cervical spinal injuries can cause cervical stenosis, too, and may be much more serious. A herniated disc or cervical fracture that damages the spinal cord or a spinal nerve root can be life-threatening. Symptoms The symptoms associated with cervical stenosis depend on whether the spinal cord or spinal nerve is being compressed. If its spinal nerves, symptoms will be limited to the neck, shoulders and arms. Symptoms include neck, shoulder or arm pain, numbness, heaviness or tingling, arm weakness or difficulty grasping objects. If the spinal cord is compressed, you can also have muscle spasms and pain in your legs, loss of coordination and be unsteady when you walk. Treatment Early cervical stenosis can be treated with anti-inflammatory medications and pain medications. If the pain is severe or if there are functional problems (arm weakness, difficulty walking, etc), surgery is usually necessary. Both minimally invasive and open surgical techniques are used to treat cervical stenosis, and either an anterior (through the front) or posterior (through the back) approach may be needed. Discectomythe disc between vertebrae is removed, along with any bone spurs, to relieve nerve pressure. The disc may be replaced with a bone graft or an artificial disc. Cervical discectomy usually requires an anterior approach. Corpectomythe body of the vertebra and the intervetebral discs are removed, enlarging the spinal canal. The vertebrae are usually fused together with a bone graft or hardware; an anterior approach is used. Laminectomy, laminotomy, laminoplastythe lamina is the bone at the back of the vertebra. Its removed in a laminectomy, partially removed to make a larger opening for the nerve in a laminotomy or repaired in a laminoplasty. Laminal surgery is done from the back. Laminotomy and laminoplasty can sometimes be done with an endoscope. Facetectomyremoval of the facet joint between two vertebrae to enlarge the opening. Surgery usually improves the symptoms of cervical stenosis, but doesnt always resolve them. By the time cervical stenosis is severe enough to warrant treatment, there may be some permanent nerve damage. In addition, symptoms can reappear as aging and degeneration continue. David Betz is a consultant doing work for Laser Spine Surgery [http://www.laserspineinstitute.com] http://www.laserspineinstitute.com and Houston Web Site Design [http://www.novatexsolutions.com] http://www.novatexsolutions.com Article Source: [http://ezinearticles.com/?expert=David_Betz ] http://EzineArticles.com/?expert=David_Betz [http://ezinearticles.com/?Treatments-for-Cervical-Stenosis&id=553320 ] http://EzineArticles.com/?Treatments-for-Cervical-Stenosis&id=553320 approved electronic cash fast business organization payday loans in one hour how many amercans are living paycheck to paycheck unsecured bad credit lenders